Inflation

Inflation thoughts

Inflation Didn’t Kill the Middle Class — Employers Did

Inflation is the convenient villain right now.

It’s blamed for everything:

  • Rent going insane
  • Groceries costing more than your dignity
  • Utilities creeping up like they’re testing boundaries

And yes — inflation is real.
But let’s be honest about something nobody wants to say out loud:

Inflation didn’t destroy the middle class. Employers hollowed it out long before prices exploded.

Inflation just finished the job.


The Middle Class Didn’t Collapse Overnight

This didn’t happen suddenly.

The middle class didn’t wake up one morning and disappear like a bad crypto project. It was chipped away slowly, year after year, decision after decision — mostly inside boardrooms.

Things didn’t break.
They were adjusted.

Adjusted wages.
Adjusted benefits.
Adjusted expectations.

Always downward.


Wages Stopped Growing — Work Didn’t

Let’s rewind.

Productivity went up.
Technology improved.
Efficiency exploded.

But pay?
Pay barely moved.

For decades, companies figured out how to:

  • Get more output from fewer people
  • Increase workloads without increasing salaries
  • Turn “doing your job” into “doing three jobs”

Job descriptions quietly doubled.
Raises became rare.
Bonuses became mythical.

And when workers asked questions, they were told:

“That’s just how the market is.”

Funny how the market always seemed to benefit one side.


Inflation Is the Scapegoat Employers Love

Inflation is useful.

It gives companies cover.

They get to say:

  • “Our hands are tied”
  • “Costs are rising”
  • “Margins are tight”
  • “We’d love to pay more, but…”

Meanwhile:

  • Executive pay grows
  • Share buybacks continue
  • Profits somehow survive

Inflation became the excuse — not the cause.

If inflation were the real problem, wages would rise alongside prices.

They didn’t.


Benefits Were the First Casualty

Before wages flatlined, benefits were quietly dismantled.

Things older generations had:

  • Pensions
  • Affordable healthcare
  • Job security
  • Loyalty that went both ways

Things newer generations got:

  • 401(k) roulette
  • High-deductible health plans
  • “Unlimited PTO” you’re afraid to use
  • At-will employment

Benefits didn’t disappear because they were impossible.

They disappeared because companies decided they were optional.


The Lie of “Competitive Pay”

Every job posting says it:

“Competitive pay”

Competitive with what exactly?

Most of the time it means:

  • Competitive with underpaying competitors
  • Competitive with last decade’s wages
  • Competitive with desperation

If pay were truly competitive, workers wouldn’t be:

  • Job hopping constantly
  • Side hustling after full-time work
  • Burned out by 35

“Competitive pay” became corporate slang for “don’t ask too many questions.”


Corporate Loyalty Became a One-Way Street

There was a time when staying at a company meant something.

You stayed → you moved up
You worked hard → you were rewarded
You were loyal → you were protected

Now?

  • Staying too long hurts your income
  • Loyalty is punished financially
  • Raises don’t keep up with job hopping

Employers broke the deal first.

Workers just adapted.


Inflation Didn’t Create Precarity — It Exposed It

Inflation didn’t invent financial stress.

It exposed how fragile everything already was.

Millions of people realized:

  • One emergency breaks the budget
  • One layoff wipes out savings
  • One medical bill ruins stability

That’s not inflation’s fault.

That’s what happens when wages lag reality for decades.


“Just Get a Better Job” Is a Lazy Answer

When people struggle, the response is always:

“Just get a better job.”

As if:

  • Those jobs are infinite
  • Everyone qualifies instantly
  • Wages magically rise

If everyone gets a “better job,” those jobs just become the new underpaid baseline.

The problem isn’t individuals failing to level up.

It’s a system that capped upward movement while pretending opportunity was endless.


The Rise of the Overqualified Workforce

Another quiet shift:
People are more educated than ever — and paid like it doesn’t matter.

Degrees became requirements.
Certifications stacked up.
Experience expectations ballooned.

Pay?
Stayed insulting.

Employers demanded more while offering less and called it “market value.”

That’s not economics.
That’s leverage.


Why Side Hustles Became Mandatory

Side hustles didn’t explode because people love working nonstop.

They exploded because:

  • One income stopped being enough
  • Employers stopped providing stability
  • Raises stopped covering life

Side hustles aren’t ambition.
They’re survival strategies with better branding.

And the moment side hustles became normal, employers felt even less pressure to pay properly.


Inflation Was the Final Straw, Not the First

By the time inflation surged:

  • Savings were already thin
  • Debt was already normal
  • Burnout was already baked in

Prices rising didn’t break the middle class.

They revealed how little cushion was left.


Employers Want Gratitude for Bare Minimum Pay

One of the most insulting trends?

Companies acting like employment itself is a favor.

You should be:

  • Grateful for the job
  • Thankful for the paycheck
  • Lucky to be there

Even when:

  • Profits are strong
  • Workloads are insane
  • Pay barely covers basics

Gratitude replaced fairness.


The Middle Class Was Downsized, Not Lost

The middle class didn’t vanish.

It was:

  • Reclassified
  • Squeezed
  • Redefined downward

Many people still look middle class:

  • They own things
  • They function
  • They survive

But financially?
They’re one shock away from collapse.

That’s not a healthy class.
That’s a balancing act.


Why This Conversation Matters

Blaming inflation alone lets the real problem off the hook.

It shifts focus away from:

  • Wage suppression
  • Benefit erosion
  • Corporate priorities

And as long as inflation takes all the blame, nothing structurally changes.


What Needs to Be Said Clearly

Say it without apologizing:

  • Workers didn’t get lazier
  • Expectations didn’t get unreasonable
  • People didn’t suddenly forget how to budget

Employers made deliberate choices.
Those choices reshaped the middle class.


Where UglyBrokeSmelly Fits In

We’re not here to yell “eat the rich” and move on.

We’re here to:

  • Call out the nonsense
  • Explain why things feel broken
  • Share realistic ways to survive and adapt

Without pretending the system is fair.
Without blaming individuals for structural problems.


Final Thought

Inflation made life harder.

But employers made it fragile.

And until that truth is acknowledged, the middle class won’t recover — it’ll just keep pretending it still exists.

Welcome to UglyBrokeSmelly, where we don’t blame the weather when the house was already rotting.

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